/* ============================================================
   balancrix.bond — Balancrix Budget Planning Service
   Unique pattern: "file-cabinet folder tabs" + ruled-paper sheets.
   Palette: midnight navy + savings yellow on warm cream.
   ============================================================ */

:root{
  --navy:#1e2a52;
  --navy2:#16203f;
  --gold:#ffc93c;
  --gold-d:#d9a400;
  --cream:#f7f1e1;
  --paper:#fffdf7;
  --paper2:#fdf8ec;
  --ink:#2c2c36;
  --mut:#62626e;
  --faint:#8d8b7e;
  --line:#e6dcc0;
  --edge:#d6c9a8;
  --ok:#3e7c4f;
  --teal:#2a9d8f;
  --mono:ui-monospace,"SF Mono",SFMono-Regular,Menlo,Consolas,"Liberation Mono",monospace;
  --serif:Georgia,"Times New Roman",serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}
body{
  font-family:var(--sans);color:var(--ink);line-height:1.72;
  background:
    radial-gradient(900px 420px at 90% -5%, rgba(255,201,60,.16), transparent 60%),
    var(--cream);
}

/* ---------- cabinet header ---------- */
.cab{
  background:linear-gradient(180deg,var(--navy2),var(--navy));
  color:#fff;padding:18px 22px 0;
}
.cab-inner{max-width:1160px;margin:0 auto}
.brandrow{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.logo{width:44px;height:44px;border-radius:10px;background:var(--gold);display:flex;align-items:flex-end;justify-content:center;padding-bottom:8px;flex:0 0 auto}
.logo b{width:6px;border-radius:2px;background:var(--navy);display:block;margin:0 1px}
.logo b:nth-child(1){height:12px}
.logo b:nth-child(2){height:20px}
.logo b:nth-child(3){height:27px}
.bname{font-family:var(--serif);font-size:26px;font-weight:700;letter-spacing:.2px;line-height:1.05}
.bname small{display:block;font-family:var(--sans);font-size:11px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:#ffdf8a}
.head-meta{margin-left:auto;text-align:right;font-size:12.5px;color:#c9d2ea;line-height:1.5}
.head-meta a{color:#ffdf8a;text-decoration:none;font-family:var(--mono);font-size:12px}
.head-meta a:hover{text-decoration:underline}

/* folder tab tray */
.tray{display:flex;align-items:flex-end;gap:5px;margin-top:16px;flex-wrap:wrap}
.tab{
  font-family:var(--sans);font-weight:700;font-size:13.5px;color:#3a3f4d;text-decoration:none;
  background:#efe3bd;padding:9px 20px 11px;
  clip-path:polygon(11px 0,100% 0,calc(100% - 11px) 100%,0 100%);
  transition:background .15s,color .15s;white-space:nowrap;
}
.tab:hover{background:#f7ecc9}
.tab.on{background:var(--gold);color:var(--navy);padding-bottom:14px}
.tab-cta{
  background:transparent;color:#fff;border:1.5px solid var(--gold);border-radius:999px;
  font-weight:700;font-size:13px;text-decoration:none;padding:7px 16px;margin-left:6px;white-space:nowrap;
}
.tab-cta:hover{background:var(--gold);color:var(--navy)}

/* ---------- paper sheet ---------- */
.sheet{
  max-width:1160px;margin:0 auto 26px;
  background:var(--paper);
  border:1px solid var(--edge);
  border-top:4px solid var(--gold);
  box-shadow:0 18px 40px -24px rgba(30,42,82,.4);
  position:relative;
}
.sheet:before{ /* top folder tab notch shadow */
  content:"";position:absolute;top:-5px;left:0;right:0;height:5px;
  background:linear-gradient(#e2c877,transparent);opacity:.5;pointer-events:none;
}
.paper{padding:34px 46px 34px}
@media(max-width:760px){.paper{padding:22px 16px}}

/* page header */
.phead{border-bottom:2px solid var(--navy);padding-bottom:14px;margin-bottom:24px;position:relative}
.phead:after{content:"";position:absolute;bottom:-2px;left:0;width:70px;height:2px;background:var(--gold)}
.phead .eyebrow{font-family:var(--mono);font-size:11.5px;letter-spacing:1.4px;text-transform:uppercase;color:var(--gold-d);margin-bottom:6px}
h1{font-family:var(--serif);font-size:37px;line-height:1.15;color:var(--navy);letter-spacing:-.2px;margin:0 0 10px;font-weight:700}
.lede{font-size:18px;color:var(--mut);max-width:800px;margin:0 0 4px}
.meta{font-family:var(--mono);font-size:12px;color:var(--faint);margin-bottom:16px}

h2{font-family:var(--serif);font-size:25px;color:var(--navy);margin:36px 0 10px;font-weight:700;letter-spacing:-.2px}
h2 .no{display:inline-block;font-family:var(--mono);font-size:14px;color:var(--gold-d);margin-right:8px;font-weight:400}
h3{font-size:17px;color:var(--navy);margin:22px 0 6px;font-weight:700}
p{margin-bottom:13px}
a{color:#24507a}
a:hover{text-decoration:none}

ul,ol{margin:0 0 15px;padding-left:24px}
li{margin:4px 0}
li::marker{color:var(--gold-d)}
ul.ticks{list-style:none;padding-left:0}
ul.ticks li{padding-left:30px;position:relative}
ul.ticks li:before{content:"✓";position:absolute;left:0;top:0;width:20px;height:20px;border-radius:50%;background:#e3f0e6;color:var(--ok);font-size:11px;font-weight:800;display:flex;align-items:center;justify-content:center}

blockquote{
  margin:18px 0;padding:15px 20px;background:#fff6d8;border-left:4px solid var(--gold);
  border-radius:0 8px 8px 0;color:#55503f;
}
blockquote p{margin:0}
blockquote strong{color:var(--navy)}

hr{border:none;border-top:2px dashed var(--line);margin:30px 0}

table{width:100%;border-collapse:collapse;margin:14px 0 20px;font-size:14.5px;background:#fff}
th{font-family:var(--mono);font-size:11px;letter-spacing:.8px;text-transform:uppercase;color:var(--navy);text-align:left;padding:9px 10px;border-bottom:2px solid var(--navy)}
td{padding:9px 10px;border-bottom:1px solid var(--line);vertical-align:top}
tr:nth-child(even) td{background:#fcf8ec}
td.num,th.num{text-align:right;font-family:var(--mono)}
tr:last-child td{border-bottom:none}

figure{margin:20px 0}
figure img{width:100%;height:auto;border:1px solid var(--edge);border-radius:12px;display:block}
figcaption{font-family:var(--mono);font-size:11.5px;color:var(--faint);text-align:center;margin-top:8px}

/* stamp-style note */
.stamp{
  border:1.5px dashed #c9b98e;background:var(--paper2);border-radius:10px;
  padding:14px 18px;font-size:14px;color:#4c4a3e;margin:18px 0;
}
.stamp b{color:var(--navy)}

/* cards */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:18px 0}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}
@media(max-width:900px){.grid3,.grid2{grid-template-columns:1fr}}
.card{border:1px solid var(--line);background:var(--paper2);border-radius:14px;padding:20px;border-top:4px solid var(--navy)}
.card.gold{border-top-color:var(--gold)}
.card h3{margin:0 0 6px;font-family:var(--serif);font-size:17.5px}
.card p{margin:0;font-size:14px;color:var(--mut)}
.ico{width:42px;height:42px;border-radius:11px;background:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:12px}
.ico svg{width:22px;height:22px;stroke:var(--gold);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* CSS envelope icon */
.env{position:relative;width:44px;height:32px;background:var(--gold);border-radius:4px;margin:4px 0 12px}
.env:before{content:"";position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(135deg,transparent 49%,rgba(30,42,82,.35) 50%,transparent 51%);clip-path:polygon(0 0,100% 0,50% 58%)}
.env:after{content:"";position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(225deg,transparent 49%,rgba(30,42,82,.35) 50%,transparent 51%);clip-path:polygon(0 100%,100% 100%,50% 58%);border-radius:4px}

/* CSS donut chart */
.donut-wrap{display:flex;gap:24px;align-items:center;flex-wrap:wrap}
.donut{
  width:190px;height:190px;border-radius:50%;flex:0 0 auto;
  background:conic-gradient(var(--navy) 0 34%,var(--gold) 34% 58%,var(--ok) 58% 81%,var(--teal) 81% 100%);
  -webkit-mask:radial-gradient(circle,transparent 56%,#000 57%);
  mask:radial-gradient(circle,transparent 56%,#000 57%);
  position:relative;
}
.donut:after{content:"";position:absolute;inset:0;border-radius:50%;background:radial-gradient(circle,transparent 58%,rgba(30,42,82,.18) 59%)}
.donut-legend{flex:1;min-width:220px;font-size:14px}
.donut-legend p{margin:5px 0;display:flex;align-items:center;gap:9px;color:var(--mut)}
.donut-legend i{width:11px;height:11px;border-radius:3px;display:inline-block;flex:0 0 auto}
.donut-legend b{font-family:var(--mono);color:var(--navy);margin-left:auto;padding-left:12px}

/* budget line rows */
.brows{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;margin:16px 0}
.brow{display:flex;align-items:center;gap:14px;padding:11px 16px;border-bottom:1px dashed var(--line);font-size:14px}
.brow:last-child{border-bottom:none}
.brow .lab{flex:1;color:var(--ink);font-weight:600}
.brow .amt{font-family:var(--mono);color:var(--navy);font-weight:700}
.brow .pct{width:38%;height:8px;background:#efe7cf;border-radius:99px;overflow:hidden}
.brow .pct i{display:block;height:100%;border-radius:99px}

/* buttons */
.btn{
  display:inline-block;text-decoration:none;cursor:pointer;border:none;font-family:var(--sans);
  font-weight:700;font-size:14.5px;padding:12px 22px;border-radius:10px;white-space:nowrap;
  transition:transform .05s,background .15s;
}
.btn:active{transform:translateY(1px)}
.btn.navy{background:var(--navy);color:#fff}
.btn.navy:hover{background:var(--navy2)}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.gold:hover{background:#ffd45e}
.btn.ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.btn.ghost:hover{background:#eef1fb}

/* forms */
.formcard{border:1px solid var(--edge);border-radius:14px;background:var(--paper2);padding:26px}
.frow{margin-bottom:15px}
.frow label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:5px}
.frow label em{color:#b3541e;font-style:normal}
.frow input,.frow select,.frow textarea{
  width:100%;font-family:var(--sans);font-size:14.5px;color:var(--ink);
  padding:10px 12px;border:1px solid var(--edge);border-radius:8px;background:#fff;
}
.frow input:focus,.frow select:focus,.frow textarea:focus{outline:2px solid #ffe9ae;border-color:var(--gold-d)}
.frow textarea{min-height:110px;resize:vertical}
.check{display:flex;gap:9px;align-items:flex-start;font-size:13px;color:var(--mut)}
.check input{margin-top:3px;width:auto}
.contactgrid{display:grid;grid-template-columns:1fr 1fr;gap:30px}
@media(max-width:880px){.contactgrid{grid-template-columns:1fr}}

/* pricing tiers */
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:22px 0}
@media(max-width:920px){.tiers{grid-template-columns:1fr}}
.tier{border:1px solid var(--edge);border-radius:16px;background:#fff;padding:26px 24px;display:flex;flex-direction:column;position:relative;overflow:hidden}
.tier.hot{border:2px solid var(--navy);box-shadow:0 18px 36px -26px rgba(30,42,82,.55)}
.tier .ribbon{position:absolute;top:0;right:0;background:var(--navy);color:var(--gold);font-size:10px;font-weight:800;letter-spacing:1px;text-transform:uppercase;padding:5px 30px 5px 12px;clip-path:polygon(0 0,100% 0,85% 100%,0 100%)}
.tier h3{font-family:var(--serif);font-size:20px;margin:0 0 2px;color:var(--navy)}
.tier .for{font-size:12.5px;color:var(--faint);margin-bottom:10px}
.tier .price{font-family:var(--mono);font-size:32px;font-weight:700;color:var(--navy)}
.tier .price small{font-size:13px;color:var(--faint);font-weight:400}
.tier .per{font-size:12.5px;color:var(--mut);margin-bottom:14px}
.tier ul{list-style:none;padding:0;margin:0 0 18px;flex:1}
.tier li{font-size:13.5px;padding:5px 0 5px 22px;position:relative;color:var(--mut)}
.tier li:before{content:"✓";position:absolute;left:0;top:4px;color:var(--ok);font-weight:800}
.tier .btn{text-align:center}

/* thank-you */
.ty{text-align:center;max-width:640px;margin:30px auto;padding:44px 30px;border:1px solid var(--edge);border-radius:18px;background:var(--paper2)}
.ty .stamp2{width:80px;height:80px;margin:0 auto 18px;border-radius:50%;background:#e3f0e6;border:2px solid var(--ok);display:flex;align-items:center;justify-content:center;font-size:34px;color:var(--ok)}
.ty h1{margin-bottom:8px}

/* footer */
.ft{
  background:linear-gradient(180deg,var(--navy),var(--navy2));color:#cdd5ea;
  margin-top:30px;padding:30px 22px 0;
}
.ft-in{max-width:1160px;margin:0 auto}
.ftgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px;padding-bottom:24px}
@media(max-width:860px){.ftgrid{grid-template-columns:1fr 1fr}}
.ft h4{color:var(--gold);font-size:12px;letter-spacing:1.6px;text-transform:uppercase;margin-bottom:10px;font-family:var(--sans)}
.ft a{color:#cdd5ea;text-decoration:none;display:block;margin:4px 0;font-size:13.5px}
.ft a:hover{color:#fff;text-decoration:underline}
.ft p{font-size:13.5px;margin:4px 0}
.ft .note{font-size:12px;color:#9aa5c4}
.ft-bottom{border-top:1px solid #3a4671;padding:14px 0 18px;font-size:12px;color:#8f9abf;display:flex;gap:14px;flex-wrap:wrap;justify-content:space-between;font-family:var(--mono)}
.ft-bottom a{display:inline;color:#c6cdea;margin:0 0 0 4px}

@media print{body{background:#fff}.cab,.tab-cta,.ft{display:none}.sheet{border:none;box-shadow:none}}